「山西大同储户贴标语要求“人民政府还钱”(2025.09.16)」9月16日,山西大同浑源县,储户们在浑源农村资金互组社的大门以及玻璃上贴上了多张写有“人民政府,还我存款”的标语。
据储户透露,成立于2011年的山西省浑源县永安镇恒源鑫农村资金互助社,以曾以承诺 2.15%—3.85% 年利率的方式吸引了大量当地居民存款和投资。一度被视为可靠的理财渠道,在当地享有较高信誉。
然而,自2024年2月底起,互助社逐渐出现无法兑付存款的情况,截至3月27日浑源县政府宣布对其实施停业整顿,共有3605人的5.15亿元资金无法取出。其中多数受害者为老人。
之后,虽然当地政府一再承诺“全力追讨资金”,但至今未有任何实质性进展。储户亦曾多次维权,也收效甚微。
储户表示,浑源农村资金互助社是经山西省银保监局批准筹建,并由大同市银保监分局同意成立的互助性银行机构,本应受到地方银保监部门的监管,但由于监管部门的失职,以及政府部门不作为,才导致他们损失惨重。
“Datong, Shanxi depositors post banners demanding ‘People’s Government, return our money’ (2025.09.16)
On September 16, in Hunyuan County, Datong, Shanxi, depositors put up multiple banners on the doors and windows of the Hunyuan Rural Mutual Aid Fund Cooperative reading: ‘People’s Government, return our deposits.’
According to depositors, the Hunyuan Yong’an Town Hengyuanxin Rural Mutual Aid Fund Cooperative, established in 2011, had attracted a large amount of local savings and investments by promising annual interest rates of 2.15%–3.85%. For a time, it was regarded as a reliable financial channel and enjoyed a good reputation locally.
However, since late February 2024, the cooperative gradually became unable to pay out deposits. By March 27, when the Hunyuan County government announced its suspension and rectification, a total of 3,605 people were unable to withdraw funds amounting to 515 million yuan. Most of the victims were elderly.
Although the local government repeatedly promised to “make every effort to recover the funds,” no substantive progress has been made to date. Depositors have staged multiple rights defense actions, but with little effect.
Depositors pointed out that the Hunyuan Rural Mutual Aid Fund Cooperative had been approved for preparation by the Shanxi Banking and Insurance Regulatory Bureau and was established with the consent of the Datong Municipal Banking and Insurance Regulatory Sub-bureau. As a mutual financial institution, it was supposed to be under the supervision of the local banking and insurance regulators. They argue that it was precisely due to regulatory negligence and government inaction that they suffered such heavy losses.”